That’s going to be 2010 for our family. It’s going to be a big year for us, with two kids going to school and the need to invest on a new car and buy a house. Our needs are growing and changing while our incomes aren’t so we need to do major changes on our spending.

We also decided to believe in insurance, after witnessing how it saved a young family who lost their head of the family at 30. The first thing we are going to get is car insurance once we buy a new vehicle.

I cannot believe I talked about spending on the first two paragraphs when the title of my post is supposed to be saving! Well, I did a bit of googling to help me know some tricks of the trade. I came across this article, 30 Ways to Save Money by the DumbLittleMan, and aside from using coupon codes (which I am learning to do!), here are some of the points he raised which hit me right in the head.

1. Cook in the house more often. You would not believe the number of times we eat out or order take-out in a week. Imagine if we can convert all those into savings!
2. Make a list before grocery shopping. And if I may add – stick to that list!
3. Consolidate and pay off debt as soon as possible. We are proud to say we are now living on one credit card and have closed off all others. And I only have two months to pay off my loan from two years ago. Yay!

Good luck on saving this year