Archive for November 6th, 2009

Everybody seems to be paying by debit card and credit card these days. We are definitely on the electronic age, with online banking going streamline and cash-less purchases being preferred over paying by cash. Online shopping has also boomed.

While these advancements are in no way a disadvantage to people (because they are truly convenient – no need to withdraw cash every time you shop or pay for something, no looking over through paper statements when reviewing financial status – everything is online!), there will always be a tendency for people to overspend and underestimate their spending.

That is why most older people still prefer to pay by personal checks. They can track expenses better and can even request for copies of the issued checks for auditing purposes if needed. It is better than paying by credit card too, as you are forced to pay with the money you have right at the moment, and you don’t have to pay for interest.

While one might argue that paying by check would be more expensive in the long run because you need to order and replace your checkbook from time to time, you can always order straight from the printer and not the bank – and even order in bulk! My Personal Checks has direct connection to discount bank check printers, having personal checks in multiple check designs and styles that fit one’s your budget and personal identity.